Just like the S&P 500, Vanguard High Dividend Yield ETF holds around 500 stocks. While all of them pay dividends, the index it tracks actually pushes fairly low down into the yield range of all dividend-paying stocks. It has no choice, given the sheer number of dividend-paying stocks.

Artificial intelligence (AI) will transform the global economy. The portfolio's concentrated nature shines through its top holdings, where technology titans Apple (16.2%), Nvidia (15.4%), and Microsoft (13%) command nearly 45% of its total assets.

It's been a great year for the broader indexes, but recent market volatility may have some investors wondering if now is a good time to sell stocks. While it's a mistake to let emotions dictate investment decisions,