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Social Security Inaction: What Could the Cost Be?
For the first year following insolvency, assuming current law, CRFB estimates that inaction would lead to a $16,500 nominal benefit cut for a typical dual-income couple who retired at the time of ...
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U.S. Retirement System Could Benefit from a Hybrid Model, Say Researchers
The United States could benefit from a new retirement system model featuring a “hybrid” system consisting of the best elements from DC and DB plans, TIAA Institute researchers suggest after studying ...
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A ‘Silver Bullet’ That Could Kill Your 401(k)
A new academic paper claims to have a solution to the problem of low-income retirement savings—oh, and they’d like you to pay for it. A new academic paper claims to have a solution to the problem of ...
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Adapting ERISA to Changes in Technology, the Economy, and the Workforce
Dallas Salisbury, President Emeritus and Retired CEO of Employee Benefit Research Institute, argued that although members on Capitol Hill were critical to the passing of ERISA, it would not have ...
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Continued Growth in Retirement Plan Participation, CRS Reports
Participation in retirement plans continues to grow, the Congressional Research Service (CRS) indicates in its most recent report. The increase in participation is not dramatic. But while the growth ...