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In the before times, I would just try to call or send a gift card or something. My time and finances are limited these days, ...

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Chili's new marketing campaign, "Fast Food Financing" shades fast food prices while offering fans a free gift card giveaway.

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WESTEND61/GETTY IMAGES You can also redeem your points for cash-back or gift cards (at a rate of 1 cent per point) or for a slightly higher value when you take advantage of Chase's Pay Yourself Back ...