Payment history is a major consideration when it comes to calculating your credit score, making up ...

Pay-for-delete letters ask debt collectors ... from all credit reporting agencies. If an agreement is reached, I will pay this amount by (date of payment). Please respond by (date requested ...

A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Use our downloadable template to simplify the process. Many, or all, of the products ...